Portland Personal Injury Lawyer
Injured In A Car Accident? Helping the Injured Get Compensation

Filing an Insurance Claim in Portland

Car Accident Attorney Fighting for You

Being involved in an auto accident of any kind can be an overwhelming experience, but it can be particularly difficult when you have been injured in the process.

You may have several different questions running through your mind, like:

  • "Who is going to pay for the damage that was done to my vehicle?"
  • "How will I be able to afford the cost of my medical treatment?"
  • "What if the other driver is uninsured?"

In most cases, these factors can be swiftly resolved by filing an insurance claim. Call to schedule your free initial case evaluation at (503) 825-2115!

Depending on the circumstances of the accident and the severity of the injuries that you have sustained, however, the process of recovering compensation can turn out to be slightly more complex. For this reason, it is highly recommended that you seek the advice of a Portland personal injury lawyer before moving forward with your claim.

Filing an Accident Report with the Department of Motor Vehicles (DMV)

In the state of Oregon, you are required to file an Oregon Accident and Insurance Report with the Department of Motor Vehicles (DMV) if you were injured and/or the collision resulted in more than $1,500 in damage. This must be done within 72 hours of the incident, so it may be a good idea to consult with an attorney immediately after the collision.

Once this has been done, you will need to get in touch with your insurance company. They will assign an adjuster to your case, who will subsequently conduct an investigation into the cause of the accident. They will most likely ask you to make a recorded statement, so it is important that you explain the circumstances of the accident as accurately and comprehensively as possible.

Avoid Making a Statement to the Other Party's Insurance Company

The most important thing to keep in mind after an accident is that you should avoid making any sort of statement to the other party or their insurance company. Unfortunately, doing so could jeopardize your chances of recovering compensation. Since it is the insurance company's responsibility to determine who was at fault for causing the collision, you should avoid saying anything that could be misconstrued as an admission of guilt.

On a similar note, the insurance adjuster will also be responsible for deciding upon an appropriate level of compensation. For this reason, you should not disclose any information about your injuries until you have sought medical treatment. In doing so, you can ensure that the extent of your harm is adequately documented and supported with evidence. After an accident, this should be your first course of action.

What if the insurance adjuster makes an unfair settlement offer?

In most cases, the insurance company will try to settle your case at an extremely low cost. The adjuster might try to explain that they simply can't offer you any more money or that you wouldn't benefit from hiring an attorney, but it is important for you explore all of your options before agreeing to anything—especially if you think that their offer of a settlement is unfair.

By taking the time to discuss your case with a personal injury attorney from the Law Offices of Timothy Grabe, you can ensure that you fully understand your rights. We will be honest with you about your options. If we don't think that you need our help, we will let you know. If we believe that you could benefit from further negotiations or even a potential lawsuit, we will be ready to assist you.

Looking for a qualified personal injury attorney in Portland, OR?

If you have recently been involved in a serious car accident, it is important that you take steps to protect your right to compensation—which starts with enlisting the help of an experienced lawyer. The Law Offices of Timothy Grabe has been serving the residents of Portland, OR for more than 30 years, so you can rest assured that your case will be in competent hands when you come to us for help.

Our only goal is to ensure that you receive the level of compensation that you deserve, so we will do whatever it takes to see that you do. Whether that means that we will need to undergo negotiations with the insurance company or pursue a personal injury lawsuit on your behalf, our firm is adequately prepared to do so.

Call our office today to learn how we can help.

Additional Resources

Here are some additional resources if you would like further guidance regarding filing an insurance claim: