Portland Personal Injury Lawyer
Law Offices of Timothy Grabe Helping the Injured Get Compensation

The Importance of Having Uninsured Motorist Coverage

According to recent statistics, 11% of Oregon drivers are completely uninsured. This means that you could be at risk every time you get behind the wheel. While it is illegal to drive without automobile insurance, it does not negate the fact that you would be responsible for the damages that are suffered in an uninsured motorist accident. It is your right to sue the at-fault party for the cost of your medical bills and vehicle repairs, but most uninsured motorists cannot afford to pay the settlement on their own. For this reason, the most effective course of action would be to file a claim with your own insurance company.

Ideally, you should be able to recover a suitable amount of compensation from your insurance company if you have obtained an adequate level of uninsured motorist (UM) coverage. State law requires all motor vehicle liability policies to provide uninsured motorist coverage in the amounts of $25,000 per person and $50,000 per crash for bodily injury. While this may seem like a sufficient amount of coverage, medical bills alone can total in the tens of thousands of dollars. For this reason, you should not hesitate to explore your coverage options with the help of a Portland personal injury lawyer from our firm.

If you have already been involved in a car accident with an uninsured driver, the experienced legal team at the Law Offices of Timothy Grabe can also guide you through the process of filing a claim. While this process may seem fairly cut and dry, it is not uncommon for claims of this nature to be delayed, ignored or completely denied by the insurance company. For this reason, you may need a strong legal advocate in your corner. Our firm is intimately familiar with the process of negotiating with the insurance company, so you can trust that we won't rest until we are able to secure the level of compensation that you deserve.

In fact, many of our firm's most recent victories stem from cases of uninsured motorist claims. Among them include a $144,000 jury verdict for a motorcyclist who was hit by an uninsured driver, a $65,000 settlement for a man who was injured in a hit and run and a $36,000 arbitrator award for a teacher who was involved in an uninsured motorist accident. To find out how the Portland car accident attorney at our firm can assist you, contact our office for a free consultation: (503) 825-2115. You can also reach us online by filling out the free case evaluation form that is conveniently located on our website.